AI, E-Commerce, and Cross-Border Digital Trade in Africa: Inclusive Policy Pathways for Nigeria
2026-01-28
Nigeria has a large digital market and strong fintech activity, but infrastructure gaps, expensive data, limited skills, and fragmented regulation constrain inclusive growth.
Mobile finance and online platforms demonstrate Nigeria's potential, while weak broadband, research capacity, digital literacy, and domestic ICT production limit wider participation.
Existing data-protection, cybercrime, broadband, and digital-economy policies provide a foundation, but implementation and coordination remain uneven.
Priorities include affordable infrastructure, binding AI governance, stronger consumer protection, research investment, workforce development, and trust in digital services.